The companies we broker loans with offer:

  • Interest rates between 28 to 32%.
  • Late payments accumulate interest monthly at the rate of 2.66% per month, totalling 32% annually.
  • Payments returned due to insufficient funds are charged a $45 late fee.
  • Loans defaulted on by customers who show no co-operation in solving the issue shall be sent to collection for further processing and possible legal action.
  • Garanty fees are applicable.

Used responsibly, microcredits may be the right solution for you.

However, microcredits have higher rates of interest and fees than loans obtained through a local chartered financial institution. This type of service should be used as infrequently as possible or in the case where no alternate solutions, at lower rates of interest, are available to you.

Taking out several loans of this nature will burden you with debt and lead to serious financial trouble. Borrow responsibly!

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