Collection department you can count on
Our collection department uses work methods you can rely on. What’s more, if you miss a payment, our collection officers will reach out to you to advise you of missed payments and, if necessary, make additional payment arrangements at their sole discretion. When you miss a payment, interest on the capital borrowed continues to accumulate. The costs encountered in collecting past due amounts will be assumed by you.
The total amount owing shall be collected to the fullest extent of the law.
Policy concerning responsible loaning
Applications go through an approval process to ensure the applicant has the means to fully reimburse their loan. This process may include, among others, verifying that your salary will cover loan expenses, that you haven’t missed too many payments in the past, and that you don’t have a large amount of microcredits already under way. Because of this obligation, we reserve the right to refuse applicants.
Used responsibly, microcredits may be the right solution for you.
However, microcredits have higher rates of interest and fees than loans obtained through a local chartered financial institution. This type of service should be used as infrequently as possible or in the case where no other alternative solution, at lower rates of interest, are available to you.
Taking out several loans of this nature will burden you with debt and lead to serious financial trouble. Borrow responsibly!